MMC
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3% TO 5% DOWN MORTGAGE LOANS DOWN PAYMENT CAN BE PAID WITH FAMILY GIFT
UP TO 6% CLOSING COST HELP FLEXIBLE UNDERWRITING AND CREDIT GUIDELINES
3% CONFORMING – Low Down Payment Conventional Loan 2 3.5% FHA - Flexible income and credit score requirements 1
5% CONFORMING - No income restrictions 5% HIGH BALANCE CONFORMING – No income restrictions and higher loan amounts
OTHER LOW-TO-NO MONEY DOWN MORTGAGE LOAN OPTIONS
LOW-TO-NO MONEY DOWN MORTGAGE LOAN OPTIONS One-Time Close Construction Loans 1, 2 Renovation Loans to Purchase & Renovate 1, 2
VA Loans to Purchase, Build, or Rehab 2 USDA Loans to Purchase, Build, or Rehab 1
$0 Down Loans with No Down Payment 1, 2 3% to 5% Down Payment Options 1
FHA Loans to Purchase, Build, or Rehab 1 Jumbo Loans for Larger Loan Amounts 2
Conventional Loan to Purchase, Build, or Rehab
  1. Programs have income and purchase price restrictions based on income and location. Please check with your loan officer for details.
  2. Former service members must have qualifying discharge confirmed by lender via certificate of eligibility from the Veteran’s Administration Department