MMC
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DOWN PAYMENTS STARTING AT 3% DOWN PAYMENT CAN COME FROM A FAMILY GIFT
UP TO 6% CLOSING COST HELP ALLOWED UNDERWRITING GUIDELINES PER AUS DU/LP
3% CONVENTIONAL LOAN – With income restrictions for first time and non-first time homebuyers 1 3% RENOVATION LOAN - Loan limits up to $726,525
5% CONVENTIONAL LOAN – No income restrictions 5% HIGH BALANCES CONVENTIONAL – No income restrictions and higher loan amounts in eligible areas
10% HIGH BALANCE “EVERYWHERE” - $726,525 loan limits throughout the U.S. 10% ONE-TIME-CLOSE CONSTRUCTION LOANS - Loan limits to $484,350 and more
OTHER LOW-TO-NO MONEY DOWN MORTGAGE LOAN OPTIONS
LOW-TO-NO MONEY DOWN MORTGAGE LOAN OPTIONS One-Time Close Construction Loans 1, 2 Renovation Loans to Purchase & Renovate 1, 2
VA Loans to Purchase, Build, or Rehab 2 USDA Loans to Purchase, Build, or Rehab 1
$0 Down Loans with No Down Payment 1, 2 3% to 5% Down Payment Options 1
FHA Loans to Purchase, Build, or Rehab 1 Jumbo Loans for Larger Loan Amounts 2
Conventional Loan to Purchase, Build, or Rehab
  1. Programs have income and purchase price restrictions based on income and location. Please check with your loan officer for details.
  2. Former service members must have qualifying discharge confirmed by lender via certificate of eligibility from the Veteran’s Administration Department